Tuesday, December 13, 2011

Security Tips 101 for the Holidays

Here's a few simple precautions to take when shopping for the holiday season (or any other time):

Shopping Online: Do not use public computers (such as those in public libraries) to order stuff online. It's an exposure of personal information, such as home address and credit card info.

Shop at retailers that are well known and trustworthy, and don't access website via links that were sent to you in emails. Always type in the website address.

Remember to update anti-virus software every day.

Shopping in stores: Keep all receipts and check them against monthy credit card and bank statements. If there are any discrepancies, notify the bank or credit card company immediately.

"Skimming" is the criminal act of attaching a credit card reader to a bank cash machine. When a customer swipes their bank card to get cash from their account, the skimmer records the number so that funds can be stolen from the account at a later time. Always check for odd-looking devices attached to the ATM before withdrawing cash.

At stores and restaurants, keep credit cards in sight when paying for items. If the waiter or store staff must take the card away, be sure they give you your card back, and not some other card.

Especially in crowded places such as stores, cash machines and bars be aware of people around you. if someone looks or acts in a suspicious manner, put some distance between you and them.

In a vehicle, store valuables in the trunk, or at least throw a blanket over them so criminals cannot tell if there is anything valuable in the car.